EVERYDAY · REMOTE MCP PLUGIN
Zovo Bank Insurance Check
Check whether a US bank is FDIC insured and estimate how much of your deposits are insured.
Live official dataThe answer comes from FDIC BankFind Suite at the time you ask. Each result shows the source and the retrieval time in UTC.See all live data plugins
You askI have $300,000 in savings and a $400,000 joint account with my spouse at FDIC cert 3511. How much is insured?
RELEASE CHECK · 2 NOV 2026
A release review is not recorded yet.
This server is live and passed its build checks on 2 Nov 2026. An independent release review isn't recorded here yet. Inspect its limits and test a synthetic example before relying on it.
See the fleet snapshot and its limits ↗Custom connections require support in your AI app, plan, and workspace. Follow the host guide before you use the prompt.
A TASK TO TRY
Give the plugin a clear task.
I have $300,000 in savings and a $400,000 joint account with my spouse at FDIC cert 3511. How much is insured?
BEFORE YOU CONNECT
Check the limits.
Anonymous server discovery is checked. A current installation and widget test in both hosts is not recorded for this release.
- Coverage figures are estimates, not FDIC determinations. Confirm them with the FDIC EDIE estimator.
- Employee benefit plan and government accounts are listed but not estimated.
- Credit unions are not covered.
- Up to 30 accounts per estimate.
WHAT THE SERVER EXPOSES
3 functions to request.
Names and descriptions below come from live MCP discovery. They describe the server; they are not a test of every function in ChatGPT or Claude.
Find an FDIC-insured bank
find_bankUse this when the user asks whether a US bank is FDIC insured, or needs its FDIC certificate number, legal name, primary regulator, total assets, office count or website. Searches live FDIC BankFind records by name (optionally narrowed by state and city), by city and state, or by certificate number; returns up to 10 ranked matches and a CSV. Does not cover credit unions and does not estimate coverage (use estimate_deposit_coverage).
Show a bank's FDIC history
bank_historyUse this when the user wants a bank's structure history from FDIC records: when it was established, mergers it absorbed, whether it failed or was acquired, and its successor bank. Takes one FDIC certificate number; returns the profile, status, failure details if any, institution-level events and a CSV. Branch openings and moves are not listed. Does not show financial statements.
Estimate FDIC deposit coverage
estimate_deposit_coverageUse this when the user wants to know how much of their bank deposits are FDIC insured. Takes up to 30 accounts (FDIC cert, ownership category, balance, owners, trust beneficiaries), checks each bank in live FDIC records, and applies $250,000 per owner per bank per ownership category, joint shares, and the 2024 trust rule ($250,000 per beneficiary, up to 5). Returns insured and uninsured totals per bank and category, a PDF worksheet and a CSV. The result is an estimate; it does not replace FDIC EDIE and does not cover credit unions.
Connect. Ask. Check.
- Use the setup guide for ChatGPT or Claude. Copy this plugin's endpoint.
- Connect the tool. Paste the sample prompt and supply the inputs it needs.
- Review the result before you rely on it. Check the source tool's limits and privacy terms.
ADAPT THIS TASK TO YOUR WORK
Need a different input or output?
Start a brief from Zovo Bank Insurance Check. Describe your inputs, the result you need, and the checks that define a useful result. Download it before you share it.
The brief runs in your browser. Custom projects need a separate scope and price agreement.
COLLECTIONS